Health Insurance 101

Videos are for educational purposes only.

  • What is a premium?

  • What is a claim?

  • What is a deductible?

  • What is coinsurance?

  • What is a copay?

  • What is out-of-pocket maximum?

  • What is a prior authorization?

  • What is an EOB (Explanation of Benefits)?

  • What are the eligibility criteria for most health insurance plans?

  • Who is a policy holder and who qualifies as a dependent?

  • What is an in-network provider?

  • What is an out-of-network provider?