Medicare Advantage              

Covers Medicare A & B, plus extras like dental, vision, hearing, and prescriptions.

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Medicare Advantage plans: Get more for less

Cooperative Advantage plans offer the care and coverage you need at an affordable price. Our plans include benefits and services that focus on your total health. We want to help you get the benefits, services and care you need.
 

What is Medicare Advantage? Do I need it?

Medicare Advantage plans combine the coverage of Original Medicare Parts A and B into an all-in-one plan, often called Part C. They also usually offer additional benefits and perks you can’t get with Original Medicare alone, like Part D prescription drug coverage.

With a Medicare Advantage plan, you get the convenience of having all your Medicare coverage in one plan. These plans can also help you stay on budget: An out-of-pocket maximum ensures your spending never goes over a certain amount each year.

Medicare Advantage Plans

Choose your Medicare Advantage plan with confidence. We’re here to help you find all the information you need.
 

Medicare Advantage with Prescription Drug

(MAPD)

Dual Eligible Special Needs Plan

(D-SNP)

 

Who can join a Medicare Advantage Plan?

To join a Medicare Advantage Plan, you must:

  • Have Part A and Part B.

  • Live in the plan’s service area.

  • Be a U.S. citizen or lawfully present in the U.S.

 

How Does Medicare Advantage Work?

When you enroll in a Medicare Advantage plan, you’ll no longer get coverage for Original Medicare Parts A and B through the federal government. Instead, the company you purchase your Medicare Advantage plan from will administer those benefits, along with any additional benefits and perks the plan offers. You must be enrolled in Original Medicare Parts A and B before you can enroll in a Medicare Advantage plan, but if you’re signing up for Medicare for the first time, you can complete all your enrollments during the same enrollment period.

What Type of Coverages and Benefits Come with Medicare Advantage?

 

Medicare Advantage plans often include features and benefits that don’t come with Original Medicare alone. Perks vary by plan but may include:

  • Prescription drug coverage (Part D)
  • Medicare dental coverage
  • ​Costs for in-network doctor visits and covered services that are usually lower than Original Medicare
  • An out-of-pocket maximum to make sure spending never goes over a certain amount each year
  • A prepaid benefits card, that can be used to pay for certain products and services Medicare doesn’t cover
  • Travel coverage for domestic
  • Additional vision and hearing benefits
  • Fitness programs included with your Medicare plan to help keep you healthy
  • If you’re interested in for more information, please call us 800-231-6627

When Can You Enroll into a Medicare Advantage Plan?

There are several times throughout the year when you’re eligible to enroll in or change your Medicare Advantage plan, including:

Annual Enrollment Period: October 15 to December 7 – During Medicare’s Annual Enrollment Period (AEP), you can enroll in a Medicare Advantage plan for the first time or switch to a different plan. You can also drop your plan and go back to Original Medicare. Coverage from any new plan starts on January 1 of the next year.

Medicare Advantage Open Enrollment Period: January 1 to March 31 – If you’re enrolled in a Medicare Advantage plan, you have an opportunity to change plans between January 1 and March 31 each year. You can switch to a different Medicare Advantage plan or go back to Original Medicare.

Initial Enrollment Period: When you turn 65 – If you sign up for Original Medicare during your Initial Enrollment Period (IEP), you can enroll in a private Medicare plan any time after you’ve signed up for Original Medicare and are still in your IEP.

Special Enrollment Period (SEP) – After certain events, such as moving or losing your current Medicare plan, you may qualify for an SEP that allows you to enroll in a different plan.

Get more out of Medicare with Us!

If you’re searching for a Medicare plan that does more, our affordable Medicare Advantage plans make it easier to live a healthy life!

Ready to enroll in Cooperative Advantage plan?

1-800-231-6627 (TTY 711)
OCTOBER 1 - MARCH 31      7 DAYS A WEEK      8AM-8PM CT
APRIL 1 - SEPTEMBER 30    MONDAY-FRIDAY    8AM-8PM CT


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Last Updated On: 09/09/2025